Useful Tips for Avoiding Flood Damage

What do you think will be the lasting memory of summer 2007 for most people?

Gordon Brown becoming the new Prime Minister of Great Britain? The memorial concert for Princess Diana at Wembley Stadium? Perhaps the image of a burning car being driven into Glasgow Airport?

Each of these events has their own merits but for many people summer 2007 will be remembered for the weather and the flooding that has hit many parts of the UK. This article looks at recent weather patterns and gives some tips on how businesses can try to avoid flooding in the future.

Rising temperatures, warmer winters and even hotter summers have been the talk from experts when it comes to climate change but recent years has seen worldwide misery and destruction when it comes to the weather.

The 2004 Boxing Day Tsunami in the Indian Ocean brought with it devastation and loss beyond belief with according to United Nations figures 229,866 people lost, including 186,983 dead and 42,883 missing.

2005 saw Hurricane Katrina rip through many parts of the United States with at least 1,836 people losing their lives in the Hurricane and subsequent floods. The storm is estimated to have been responsible for $81.2 billion (2005 U.S Dollars) in damage, making it the costliest natural disaster in US history.

And in the United Kingdom in June and July 2007 yet more misery in the form of torrential rainfall that has seen homes, businesses and lives destroyed throughout many parts of England, Scotland, Ireland and Wales. And whilst the storms in the UK havent been on the scale of those witnessed in the Far East and United States, lives have been lost and the clean up operation is just underway.

So with further rainfall forecast in the UK the UKs Business Insurance Broker, Northern Counties Insurance, have produced these useful tips which businesses can follow to help them both pre and post loss should they be hit by flooding.

Pre Loss tips include:

1. Ensuring that where possible all electrical equipment and stock is stored at least four feet above ground

2. Turning off electrical equipment (excluding burglar alarms)

3. Turning off the supply to central heating units if these are at ground level

4. Whenever and wherever possible moving vehicles to high ground

5. Sand bagging the premises if there is a high exposure to potential flooding

6. Consider constructing gullies to funnel water to drains

7. Clearing all drains and gutters on and around the premises of leaves and any other obstructions to allow an unrestricted flow of water

8. Moving high value items away from unmanned premises

This is by no means a comprehensive list of actions you could take prior to a flood but by following them your chances of a loss occurring could be significantly reduced.

So what action can you take in the event of a loss occurring?

Post Loss tips include:

1. Removing debris where possible. However if the debris is in any way contaminated, you may need to contact the emergency services first.

2. Saving items of value for inspection

3. If stranded, contact the emergency services immediately

4. If possible allowing ventilation to the premises

5. Consider up to 500 of emergency repairs to mitigate future losses

6. Take all appropriate and reasonable measures to protect the premises from future flooding

7. Contact your insurance broker or insurance company immediately so they can help make sure your claim is dealt with as quickly and as favourably as possible

Hopefully the weather like we have seen in the summer of 2007 will be a freak occurrence that doesnt hit us again but should storms and flooding continue hopefully these Useful Tips for Avoiding Flood Damage will go some way to help you out.

Useful Tips for Avoiding Flood Damage was brought to you by Mark Burdett, Marketing Manager of Northern Counties Insurance Brokers The UKs Business Insurance Broker.

This article was written by Mark Burdett, Marketing Manager of Northern Counties Insurance Brokers. Mark has over 17 years Marketing experience in the Financial Services industry and has worked on campaigns for companies including Norwich Union, Kia and Zurich.

Now based in Newcastle upon Tyne Mark is Marketing Manager for one of the UK's Leading Insurance Brokers - Northern Counties Insurance Brokers.

Northern Counties have been providing Business Insurance to businesses since 1928 and can be contacted on 0191 482 1219 for all your Commercial Insurance and Business Insurance needs.

Business Insurance - http://www.northerncounties.com

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The Need For Water Treatment

You may or may not realize it but, water needs to be cleaned and washed. There is a name for washing the water. It is called water treatment.

Water treatment is the process that water goes through so that it can be of better quality to be used. It is made to be safer for humans to drink and for industries to use with a small to none environmental problem.

The water treatment method will vary greatly. This article will inform you of two of the major kinds of water treatment. They are water purification and treatment of sewage.

Purification Of Water

The whole point behind purifying water is that this water treatment method cleans out any contaminants in the water. The water that comes from this process is clean and safe enough for you to drink and for using in industry.

What Kind Of Contaminants Are In The Water?

You will find contaminants ranging from chemicals, parasites, and bacterias in water. There are also many others including algae, bacteria, Viruses, fungus, Gardia, lead, copper, Cryptosporidium.

Each of these different substances can cause ill effects for human health. Some of the contaminants in water are hazardous to your health. When these substances are taken out of the water by the use of water treatment methods of purification, the water will improve in taste, smell, and color.

Treating Sewage

Sewage treatment is another type of treatment for water. The whole point behind treating sewage is not to clean the water to drink but, to clean the nasty waste from it so that it can be sent back into the environment for use again. Sewage treatments clean the sewage not the water in it.

Sewage is the result of waste that is discharged from homes, businesses, and industrial buildings and institutions. The sewage is filled with toxic substances that are dangerous to humans and the environment. Water treatment methods make the sewage clean enough to go back into the environment again.

How Do They Treat Sewage?

Treating sewage is a three step process. The processes are the primary, secondary, and tertiary treatments. The primary stage is responsible for separating the solid waste from the stream of water by mechanical means to include the use of pre-precipitation and influx. The next thing that happens is the water borne bacteria that is common to the sewage is changed the dissolved substances into a solid waste product. The secondary stage provides the water with oxidation, post precipitation, and effluent. The tertiary stage takes these solids and neutralizes them. The solids are ready to be sent to the environment and will not cause any problems.

Sewage that has the water treatment process completed is then sent to a stream, river, lagoon, or wetland. They are also sent to golf courses, greenways, or parks to irrigate the soil. If the water appears to be clean enough, the water can be used to refill the groundwater.

You can also find more info on water treatment and extensive water treatment. eWaterTreatmentSystems.com is a comprehensive resource for water treatment with information on reviews, reverse osmosis and how it works.

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